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If you can avoid it, try not to use your credit card. Setting up a wedding savings account is a brilliant idea and is certainly something I wish I had thought of during my own wedding.
That is all that it should eventually come down to. As for bouquets, paper flower or plastic ones look just as impressive and much cheaper.
You could opt for cupcakes instead or just a dessert table. Design can take time, but it is a huge cost saver. Often wedding venues may be able to include centrepiece or floral arrangement packages or offer wesleys to florists or stylists that they have affiliations with.
On a side note, remember that lighting is costly.
Summer is the peak season with Spring coming in a close second. They will only work with trusted vendors and will also be able to work within your budget.
How about holding your wedding and reception at the same venue? Other factors such as the season makes a huge difference as well. Many couples often have to seek financial support from their parents or dip into their own savings accounts in order to cover costs.
Indian food is generally heavy so it makes sense to do this.